Support & FAQ

About Moneyspan

What does Moneyspan do?

Moneyspan is a Mac app that ties together your whole financial picture — income, expenses, accounts, investments, and debts, all part of one cashflow projected 12 months forward. You describe your situation once and the app maintains the view.

Who is it for?

People who want to see their whole financial picture and plan ahead, without categorizing every transaction or wrestling with an elaborate spreadsheet. It's most useful when your day-to-day finances are stable enough that you're thinking about the whole picture, not every individual transaction.

Do I need to connect my bank or download transactions?

No. Moneyspan does not connect to banks and does not download transactions. You enter your income, recurring expenses, and account balances once, then update balances when you want. Variable spending is estimated.

How much ongoing work is it?

About once a week to update your account balances. Recurring items (salary, mortgage, subscriptions) appear in every future month automatically. Investment prices update on their own.

What happens when I first open the app?

Moneyspan ships with a sample document so you can see what a filled-in file looks like before building your own. Open it from the File menu at any time.

System Requirements

What do I need to run Moneyspan?

• macOS 26 or later
• A Mac with Apple Silicon

Does it work on iPad or iPhone?

Moneyspan is a Mac app.

Your Data

Where is my data stored?

In a local .moneyspan file on your Mac. You choose where to save it.

Can I sync between Macs?

Yes — save the file to iCloud Drive (or any synced folder) and it will sync between your Macs. Moneyspan includes automatic conflict resolution for edits made on multiple devices.

How do I back up my data?

The .moneyspan file is a standard macOS document. Copy it anywhere, include it in Time Machine, or upload it to your preferred backup service. Your data is always in that file, under your control.

What if my Mac crashes or the file is lost?

Restore from your backup. Moneyspan itself holds nothing — if you have the file, you have your data.

Can I export my data?

Your data is already in a file you own. Moneyspan also generates a print-ready PDF report (Cmd + P) summarizing your current financial position.

Can I import my existing data?

Yes, for expenses specifically — bulk CSV import is supported. For other item types, you'll enter them manually the first time. Since Moneyspan doesn't require ongoing imports, this tends to be one-time setup work, not a recurring task.

Investments

Where do market prices come from?

Live quotes come from Yahoo Finance. Moneyspan sends only the ticker symbols you're tracking — never your share counts, cost basis, balances, or any personal information.

Can I work entirely offline?

Yes. Without a connection, investment values stay at their last-fetched price. Everything else works as normal.

Does Moneyspan handle international markets?

Yes. Ticker search covers US, London, Toronto, Frankfurt, Tokyo, and other major exchanges. Holdings and balances in different currencies are shown separately by currency — not mixed into a single total.

Tax Estimation

How accurate is the tax estimate?

It's an estimate — not a tax return. For US users, Moneyspan uses your filing status, federal and state income tax brackets, capital-gains brackets, FICA (including Medicare and net investment income surtaxes), and common above-the-line deductions to approximate your tax burden. It's meant to make projections more realistic, not to replace tax preparation software or a qualified tax professional.

What about taxes outside the US?

Non-US users can build a custom tax profile by entering their own country's rules. You enter the numbers; the engine does the math. A profile supports:

• Personal allowance (tax-free threshold) and optional phaseout at higher income
• Progressive income tax brackets
• Regional, provincial, or state brackets — or a single bracket at zero to act as a flat rate
• Social contributions (UK National Insurance, Australian Medicare Levy, and similar)
• Per-category investment income rules (dividends, capital gains, interest)
• Tax credits that reduce tax owed
• Labeled above-the-line deductions

The same approach works for any country with bracket-based taxation. Rates change from year to year, so check your figures against your tax authority's current schedule.

Pricing

Is there a free trial?

Yes. Download the trial. It's the full app, with one limit: up to 75 items total (income, expenses, accounts, investments, debts). When you're ready, the $24.99 Mac App Store version removes the limit.

Is there a subscription?

No. Moneyspan is a one-time $24.99 purchase. No recurring charges.

Do I get updates?

Yes. Updates are included with your purchase.

Refunds?

Refunds are handled by Apple through the Mac App Store. See Apple's refund process.

Privacy

Does Moneyspan collect any data?

No. We operate no servers, collect no analytics, and require no account. See the Privacy Policy for details.