For dividend income investors

Money in, income out.

A Mac app where your portfolio is part of the cashflow picture. Dividends count as income (or reinvest as DRIP). Account types know their tax treatment. Contributions and withdrawals project forward correctly.

$24.99 · One-time purchase · macOS 26+
AAPL detail view — live quote, cost basis, DRIP setting, dividend schedule
A different starting point

Investments aren't a silo.

Most portfolio trackers show your holdings, your gains, and your dividend rate. That's it. Investments live in their own app, separate from the rest of your financial life.

Moneyspan models how investments connect to everything else. Contributions feed in from cashflow. Dividends feed out as income — or reinvest, your call per holding. Withdrawals draw down. Tax treatment changes based on account type. The portfolio isn't a separate world; it's part of the picture.

It's a planning tool that takes investments seriously — not an investment tool with planning bolted on.

Portfolio depth

Built for serious tracking.

Stocks, ETFs, mutual funds, and crypto, with the per-holding detail that dividend income investors actually need.

  • Live market quotes from Yahoo Finance
  • Cost basis with individual tax lots — buy/sell history per lot, average cost, gain/loss
  • Dividend tracking — per-share amounts on any schedule (quarterly, monthly, special)
  • Automatic dividend rate-change detection — approve, reject, or snooze (1, 3, or 7 days), individually or in bulk
  • DRIP or cashflow election per holding — reinvest automatically, or treat dividends as income flowing into a linked brokerage cash account
  • NAV symbol support for mutual funds with separate price lookup
  • Exchange-aware ticker search — US, London, Toronto, Frankfurt, Tokyo, and more
  • Holdings shown per-currency — no auto-conversion that obscures real differences
Investment portfolio table with tech, dividend, and index fund groupings
Tax modeling

The tax math, properly.

Dividend income is taxed differently depending on what kind of dividend it is, what kind of account it's in, and what your overall picture looks like. Moneyspan handles the distinctions instead of flattening them.

Per-item income classification

Tax-aware account types

Each treated correctly for contributions in and withdrawals out. Configurable tax-free percentage for Roth and HSA qualified withdrawals.

Federal & state estimation

Tax estimation is US-specific. It's an estimate, not a tax return — meant to make projections realistic, not to replace tax software or a qualified professional.

Beyond the portfolio

It's not just an investment app.

Moneyspan models your whole financial picture — income, expenses, debts, accounts, planning buckets, what-if scenarios. Investments are one part of that, but a deeply considered one.

If you're here for portfolio-and-dividend depth, you'll find it. If you also want a coherent view of cashflow, retirement contributions, and 12-month projections that include the rest of your life, that's here too. The investments don't sit off in their own corner.

See the full picture →

Get Moneyspan

One-time purchase. No subscription.

$24.99 on the Mac App Store. macOS 26+, Apple Silicon.

Apple's refund policy applies.